Wectory

Rent advance and Direct Debit rent collection. For UK letting agents.

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  • Rent Advance
  • Rent Collection
  • Pricing

Packs

  • EPC Upgrade
  • Property Refresh
  • Refinance Bridge
  • Portfolio Growth
  • Switch-to-Let

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© Wectory

Registered in England and Wales (No. 12790239) · 86-90 Paul Street, London, EC2A 4NE, United Kingdom
built by Lumman

EPC C deadline, October 2030

Advance the EPC works
Earn on the rent that pays them back

2.5 million UK rental properties have to hit EPC C by October 2030. The average upgrade lands around £6,864. Your agency advances the cash from its own account and earns on every month of rent that pays it back.

Request accessSee Rent Advance
2.5Msub-C properties to upgrade
£6,864average upgrade cost
October 2030EPC C deadline

What landlords ask for under the EPC C deadline

The deadline is fixed. The cash isn't.

EPC C by October 2030 is law, not a target. The works that move a property from D or E to C - insulation, a new boiler, double glazing - run around £6,864. A landlord cannot pull that out of two months of rent without falling behind on their own bills.

The agency answers with cash.

Your agency advances the cost from its own account. The landlord starts the work the same week. Wectory sets up a Direct Debit between the landlord and your collection account, branded as your agency.

The rent repays the advance.

Each month, the rent collects by Direct Debit into your account. Wectory deducts 2.4% at settlement; the rest stays with your agency until the advance is closed. Eight months of rent on a £6,864 advance at a 9% fee leaves around £528 with the agency per deal.

What you earn

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your income per advance closed

Worked example at a 9% factoring fee, an 8-month advance, and £1,000 monthly rent. Your real number scales with the rent, the period, and the fee you set with the landlord.

You stay merchant of record
Factoring, not lending
Funds never touch Wectory

Rent Collection

Earn without deploying capital

Rent Collection takes a fee on every Direct Debit on tenancies your agency already manages. No working capital, no new pitch to landlords. Start today; add Rent Advance when capital is in place.

Explore Rent Collection

Other ways your agency can earn

  • Property RefreshAdvance the refurb
  • Refinance BridgeBridge the remortgage
  • Portfolio GrowthAdvance the down payment
  • Switch-to-LetConvert the sale into a tenancy

Limited access

Onboarding agencies now

Wectory opens through 2026 to a small group of UK letting agents and property managers. We onboard your agency to Rent Advance and Rent Collection when your slot opens.

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© 2026 Wectory

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