EPC C, October 2030
Around 2.5 million UK rental properties are set to need EPC C by October 2030. The average upgrade lands around £6,864. Your agency advances the cash from its own account and earns on every month of rent that pays it back.
The date is known. The cash isn't.
EPC C by October 2030 is confirmed government policy, with the regulations due in 2027. The works that move a property from D or E to C - insulation, a new boiler, double glazing - run around £6,864. A landlord cannot pull that out of two months of rent without falling behind on their own bills.
The agency answers with cash.
Your agency funds the works from its own account. The landlord starts the work the same week. Wectory sets up a Direct Debit between the landlord and your collection account, branded as your agency.
The rent repays the advance.
Each month, the rent collects by Direct Debit into your account. £24 comes off each repayment - the published price across both suppliers, of which Wectory keeps £20 - and the rest stays with your agency until the advance is closed. 8 months of £1,000 rent funds an advance of £7,280 at a 9% fee and leaves £528 with the agency per deal.
your income per advance closed
Worked example: £1,000 monthly rent, over 8 months, at a 9% factoring fee. Your real number scales with the rent, the period, and the fee you set with the landlord.
Each repayment Direct Debit in this example carries a published price of £24 across both suppliers, of which Wectory keeps £20. The provider's ordinary processing sits inside that published price, never on top of it.
Figures are estimates before your own costs and taxes - not a quote, a forecast, or a statement of the income you will earn. They exclude VAT, which each supplier adds to its own share. See about the calculators and worked examples.
Rent Collection
Rent Collection takes a fee on every Direct Debit on tenancies your agency already manages. No working capital, no new pitch to landlords. Start today; add Rent Advance when capital is in place.
Limited access
Wectory opens through 2026 to a small group of UK letting agents and property managers. We onboard your agency to Rent Advance and Rent Collection when your slot opens.
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