Wectory

Rent advance and Direct Debit rent collection. For UK letting agents.

Product

  • Rent Advance
  • Rent Collection
  • Pricing

Packs

  • EPC Upgrade
  • Property Refresh
  • Refinance Bridge
  • Portfolio Growth
  • Switch-to-Let

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© Wectory

Registered in England and Wales (No. 12790239) · 86-90 Paul Street, London, EC2A 4NE, United Kingdom
built by Lumman

Failed sales, mortgage prisoners, forced lets

Convert the sale into a tenancy
Earn on both ends

Around 30% of UK property sales fall through. Your agency converts the listing into a let, sets up Direct Debit rent collection under its own brand, and advances the let-up cash if the landlord needs it.

Request accessSee Rent Advance
~30%UK sales fall through
30 daysto first rent collected
~£3,000typical let-up advance

What landlords ask for when the sale stalls

The sale didn't land. Letting brings cash flow back.

A failed sale, a forced remortgage, or a mortgage prisoner outcome - the property has to earn from rent instead. The local rental market gives the landlord income inside 30 days.

The agency runs both ends.

Your agency converts the listing into a let: viewings, references, AST. Direct Debit rent collection goes live on your collection account, branded as your agency. Let-up costs are funded by a short starter advance against the first months of rent.

The advance closes. The collection keeps going.

The advance repays in 2 months of rent at a 9% fee, leaving around £231 with the agency. From month 3, Direct Debit collection runs on top: Wectory takes £10 per successful Direct Debit, your collection fee stays on top, recurring for as long as the tenancy runs.

What you earn

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your income per converted property

Worked example at a 9% factoring fee, a 2-month starter advance, and £1,750 monthly rent. Real numbers depend on the rent, the period, and the fee you set.

You stay merchant of record
Factoring, not lending
Funds never touch Wectory

Rent Collection

Earn without deploying capital

Rent Collection takes a fee on every Direct Debit on tenancies your agency already manages. No working capital, no new pitch to landlords. Start today; add Rent Advance when capital is in place.

Explore Rent Collection

Other ways your agency can earn

  • EPC UpgradeAdvance the EPC works
  • Property RefreshAdvance the refurb
  • Refinance BridgeBridge the remortgage
  • Portfolio GrowthAdvance the down payment

Limited access

Onboarding agencies now

Wectory opens through 2026 to a small group of UK letting agents and property managers. We onboard your agency to Rent Advance and Rent Collection when your slot opens.

Request access

© 2026 Wectory

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