Wectory

Rent advance and Direct Debit rent collection. For UK letting agents.

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© Wectory

Registered in England and Wales (No. 12790239) · 86-90 Paul Street, London, EC2A 4NE, United Kingdom
built by Lumman

Refurbs between tenancies

Advance the refurb
Earn on the rent that funds it

For landlords with two or more tenancies. The kitchen, bathroom, paint, or urgent repair on one property has to happen before the new tenant arrives. Your agency advances the cost; the next four months of rent across the rest of the portfolio pay it back.

Request accessSee Rent Advance
2+tenancies fund the refurb
~£5,000typical refurb advance
~£396agency margin per deal

What landlords ask for between tenancies

The void is here. The works can't wait.

Without the kitchen done, the property re-lets at a lower rent or sits empty for weeks. Trades are booked already and won't push the date. The cost lands before the new tenant does.

The agency advances against the combined rent.

Your agency funds the works from its own account against rent across the landlord's other tenancies. Wectory sets up a Direct Debit between the landlord and your collection account, branded as your agency. The works start the same week.

The rent repays the advance.

Each month, a Direct Debit from the landlord collects the agreed amount into your account. Wectory deducts 2.4% at settlement; the rest stays with your agency until the advance is closed. Four months on a £5,000 advance at a 9% fee leaves around £396 with the agency per deal.

What you earn

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your income per refurb advance closed

Worked example at a 9% factoring fee, a 4-month advance, and £1,500 combined monthly rent across the other tenancies. Bigger refurbs over longer periods scale up; real numbers depend on the rent, the period, and the fee you set.

You stay merchant of record
Factoring, not lending
Funds never touch Wectory

Rent Collection

Earn without deploying capital

Rent Collection takes a fee on every Direct Debit on tenancies your agency already manages. No working capital, no new pitch to landlords. Start today; add Rent Advance when capital is in place.

Explore Rent Collection

Other ways your agency can earn

  • EPC UpgradeAdvance the EPC works
  • Refinance BridgeBridge the remortgage
  • Portfolio GrowthAdvance the down payment
  • Switch-to-LetConvert the sale into a tenancy

Limited access

Onboarding agencies now

Wectory opens through 2026 to a small group of UK letting agents and property managers. We onboard your agency to Rent Advance and Rent Collection when your slot opens.

Request access

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